In September, 86 million bank accounts were frozen in Vietnam. I showed you the story when it first happened, and many of you thought, well, it was a one-off event, a damn specific thing, who cares? Not everybody had the foresight of this little monster here. And I told you then this was a test run. I told you other countries were watching, and guess what? Thailand has frozen 3 million accounts in October. Dubai announces 90% cashlessness by the end of 2026. So I was right. And now the pattern is accelerating faster than even I predicted. And this is not coincidence. This is a coordinated global shift happening right now. And if you were a US retail investor, this isn't happening somewhere over there. It is coming to your portfolio, your money, your stable coins, your wealth. My name is Felix Prynn, that's Winston back there in Sabrina, the fluff ball with Rose. And I used to be an investment bank. And I'm also the founder of the GOAT Academy, where we have over 20,000 students. I also co-founder TradeVision.io, where we give you news and data that is just insanely better than anything else. And I'm using my retirement to educate regular investors like you and me. And what I'm about to show you is not a conspiracy theory. These are verified facts from official government sources, central banks, and blockchain data. And more importantly, I'm going to show you exactly what US retail investors can do about it. So I'm going to break down the most important financial pattern for the coming year. The documented cases, Vietnam, Thailand, Dude, in Dubai, and what actually happened. Second, the US connection and how the Genius Act changes everything for American investors. And then third, the stablecoin reality. Literally$3.3 billion has been frozen by Tether alone. And what that means for your stocks, your crypto and your cash. And then number four, opportunities. Yes, because while there's disruption, there is profit for those who understand what's happening. And I'm going to give you some actionable, some actionable strategies you can implement this week to protect yourself and possession yourself for wealth. So this is not doom and gloom. This is about understanding the game and the rules that's being played so you can potentially win here. We're going to round off with exactly what I'm doing about this myself. Now, before we dive deep into this, the key to all of this is understanding where the money is flowing, to understanding what the patterns look like that Wall Street. And this is a thing that's been around for 50 years, by the way. This is not some newfound thing that I just made up. Literally, I've learned this from guys who've done this for 30, 40, even 50 years longer than me. And we actually have a mentorship program where you get access to the same guys. And if you want to still do that, this will be your last chance. This weekend, no more. Why? We're going to close the enrollment into our mentorship program to make sure we are focused on the people in it. Uh, and we're at a level where we know if we take on a lot more, it doesn't make a lot of sense for the people in it. So, therefore, we're going to close enrollments this weekend. So, this is your last, your final call to actually book a free strategy call with us where we'll walk you through what mentorship looks like with us. It's a six or a 12-month program. You get access directly one-on-one to my mentors, Wall Street Legends, and you can learn from us directly. You also get to see my watch list every week and a ton of other amazing stuff. And the goal there is to empower you, to give you the knowledge you should have been taught, you know, as a teenager and get you to a level where you're really confident with managing your money. And then you can also pass that knowledge on to your children and your friends and your family and everybody else. If you want to do that, FelixFrencilog slash freedom is how you book that freedom call. It is free, and we'll walk you through what it looks like to work with us. But let's get back to 2025 to Vietnam. The Bank of Vietnam deactivated 86 million bank accounts. That's 200 million accounts in the whole country, 100 million people, so they closed a lot of accounts. A lot of accounts, right? It wasn't a sudden move. It was a culmination of something that they called Project 06. They launched it back in 2022. Now, when I talked about this in my last video, the comment section was sort of like, yeah, well, who cares? Whatever, it's far away, it's just Vietnam, it's about fraud prevention, this won't spread. Well, look at what happened since that video. So, what's the official justification? It's called data cleansing. That's the way they call it the data cleansing revolution. This is what the Vietnamese government calls it. Um, they say it's about cyber crimes. Apparently there were 600,000 cyber attacks in 2024. Uh, and they want to create a literally, this is the goal a cashless society, reduce fraud, and align with the OECD and the Bank for International Settlements standards. Well, everything is all right then, isn't it? Wherever the OECD and the Bank for International Settlements is involved, everything is just kosher, right? So literally they say they want to modernize the financial system, be more, you know, global, and so on. But what makes this significant for you, if you're a US investor, is that they introduced a biometric requirement. Facial scans or fingerprints become mandatory for all transfers over$379. So basically everything. I mean, who transfer smaller amounts, right? So literally, they did this first with mobile payments. So you now need to have your thumbprint in there, and they have access to it. It isn't just on your phone. Like if you use thumbprints on your phone, it's basically between you and the Lord, sorry, Apple, uh, but you know, it doesn't go to get sent to the to the bank. And anybody who didn't fall in line with that got their accounts suspended. And then people said, oh, it's just about dormant accounts. No, foreign residents, expats who couldn't return to Vietnam in person in time, rural, the elderly with limited access to technology, not everybody's got an iPhone, right? Small businesses owners, um, those all got shut down. A lot of innocent people got caught up in this. And what was the official reaction by the government? They said, look, your funds are not seized. They're safe, but they are inaccessible. So it creates a new technology, it creates a new category. It's technically yours, but it's functionally theirs. It's what the Swiss banks have been doing for decades with all the billions of all the uh dictators around the world. They kick at the money, and then once the dictator gets out of office, they freeze it. And they say, well, it's yours, but it's frozen until um if you're like unfreezing it. 50 years later, they still haven't done frozen it. What are you going to do about it, right? How can you prove that it's legally yours? Now, we don't crit tears for uh dictators that plunder their countries, but this is actually the same strategy. So why again does it matter to you? Well, it's this case has shown that a government can freeze access to 86 million accounts based on just, oh, you're not complying with the biometrics, you know, we need your um noseprint, we need your earlobe size, whatever the heck they want to come up with. And the infrastructure is in place, it's tested and it's operational. Other countries have learned from this test case. The World Bank, you know, the people who want to keep you safe and secure, I almost got that out. Um they look for, or predict rather, a digital identification system that's gonna roll out in a hundred countries over the next decade. So Vietnam wasn't the end of the story, it was the beginning. And I told you then that this was a proof of concept that's gonna spread, like I was gonna say, measles, but that still spread. And literally within months of me making this video, Thailand froze 3 million accounts. Similar justifications. Dubai has accelerated its cashless push, and then the US passed the Genius Act, which has freeze and seize capabilities. This is literally what I warned you about, and it's unfolding faster than most people realize. So Thailand came up with a justification for this. Somebody was running some fraudulent accounts somewhere in Pattaya, which is sort of the entrance to hell. Apparently, I've not been, but that's what I'm told it is. Um, and anyway, someone was opening accounts fraudulently there, and there was a fraud there for about$60 million. So, what has Thailand done? Well, they slapped a mandatory transaction limit on all transactions are bigger than about$1,700. Again, we're talking about fairly small systems, right? So again, you need biometric verifications if you want to send any kind of amount of money. So, criminals, yeah, that's the excuse, but the small businesses, the online vendors, they all just found their accounts frozen. Expats, foreign residents, hopefully not the ones in Pataya, scam of the earth, uh, but you know, they all got affected. So some merchants stopped accepting bank pens because of the freeze fears. And the new regulation is that all bank accounts must link to a valid SIM card registered with the account holder. All sounds kind of reasonable until you are actually in this. And guess what? They've established a center to unfreeze the accounts of the innocent, and they are aiming to do that in a day. But that isn't really happening, obviously. Now, Dubai, and I was just there for a couple of days, they have a very aggressive timeline to make cash disappear. 90% of all transactions need to be digital. So, Dubai, or rather, the country around Dubai called UAE, United Arab Emirates, they launched the digital Durham. This is a CBDC, this is a centralized digital currency which is coming to the US. First, all government transactions use this digital thing. That is literally like done now. They've built a blockchain infrastructure so they can track everything. And by the way, when people say, oh, cryptocurrencies is marvelous, it's decentralized, no, it's the most centralized thing in the world. Every single transaction, every movement is on a blockchain, it is publicly accessible, and you therefore become 100% transparent. Every cent you pay to whatever, they can see what you're paying it for, where you're paying it. No more beautiful cash where you just pay for something and the government doesn't know. The government will know everything. And then in the US, we have the Genius Act, appropriately named, not coincidence. This is a coordinated global financial infrastructure transformation. In my humble opinion, the US is leading this, both in Vietnam and in Thailand and in Dubai, and yes, in the US. These are test markets for them. So when I showed you the Vietnam story, that's what I was thinking about. And I told you to watch out for this exact pattern, every other country implementing similar mechanisms. And we've done that now within like a couple of months. They're using biometrics, they're calling it fraud prevention, and they're testing the cashless economy. But what's the common threat? It is centralized control over your money. Now, the Genius Act was signed into law in July. So you might think this is old news. But what does it actually do? And why is it not old news, but it's actually early news, most people don't realize this is happening yet? It establishes permitted payment stablecoin issuers. So banks are approved now to issue stable coins. Now, if you're a non-bank, in theory, you can also get a permit, but it's going to be insanely difficult. Now, everybody talks about, oh, the stablecoin must be backed by some sort of reserve asset. The US dollar, by the way, counts as a reserve asset, that pre-paper thing that they just keep printing, right? They're printing an extra 50 billion every month. And so apparently there's some value in this. But that's the distraction. There's actually two parts to that. One is, and I talked about that previously, that stable coins will buy US government debt. So they're creating demand for more debt, which is what they desperately need because the foreigners unfortunately stopped buying US debt. But why are they talking about audits and responsibility and regulating the crypto world? And isn't that wonderful? Isn't that marvelous? Look how modern we are. There is a kill switch in it. Freeze, seize, and burn. Those are literally the capabilities. And that's what people are missing out on. I think it's section 126. All permitted stablecoin issuers are classified as financial institutions under the Bankrieg Secrecy Act. And they must have the technical capability, I quote here, to freeze, seize or burn stable coins when legally required. Not optional. It's a licensing requirement. And maybe you think, oh Felix, that's not gonna happen, it's not gonna happen to me. Well, look at what already happened with Tether, right? Biggest stablecoin out there. I actually ran into the founder about a year or two back in the south of France, amazing guy. He was the palest man in the room, so you could tell he was in crypto, but a very, very, very, very nice guy. And this is the largest stablecoin in the world, right?$3.3 billion were frozen by them in the last two years. 7,000 wallets or so. Over 2,800 of those were coordinated with US government agencies. So whenever the US government feels like it, they can message any of the stablecoin issuers, including their own, because the USDC is gonna come, and they can just say, that guy there, Felix, with too many cats, um, we don't like him, let's free this account. When about actually about just burn it. And then you have to sue them and try and figure out what to do about it. So when does this take effect? How does this affect you? The Genius Act becomes effective on the in in basically January 18th, 2027. So your financial system, it's going digital. Central control mechanisms exist and they're being implemented. And that isn't nice. So what can you do about it? Well, you can go out and buy lots of gold. And if you look at the gold and the silver prices, well, a lot of people are doing that, and clearly, uh, before there's some sort of registration event happening, which will also come in my humble opinion. Plus, in the future, when there is no more dollars left, you're gonna they're gonna know what you bought, right? They're gonna know who you bought it from, and then they can come and they can tax it or whatever. But when there is disruption and fear, there is also opportunity for informed investors. So the question isn't will this happen, but the question is how do I position myself, how do I protect myself, and what's the opportunity to make some money out of this? Because when there is fear and risk, there's always an opportunity to make money. So disruption creates profit, as I put on the screen here. And there are a couple of companies who are clearly gonna benefit from this. The stable coin companies, they're gonna benefit from this. Who are you thinking of? Well, think of the sort of the payment processors, your PayPal's, your stripes, the big banks, your JP Morgan's, right? They're going to massively reduce the transaction costs of sending money from A to B. And they're not gonna have to pass that on. Oh, they're still gonna charge you some fees. So their life's gonna get better. And they're gonna get a lot more control. They're gonna enjoy that, right? Think frozen assets, they can still lend those out, by the way. So it's a good thing for them. So the financial sector is actually a place you might want to look at and um just be careful of regional banks because they're generally fairly shoddy, unless you're a short-term trader, in which case there might be some opportunity with falling interest rates. But yeah, I think the fintech sector is one I like for many reasons. I'm not telling you to run out and buy PayPal or um any of the other payment processes or JP Morgan or you know, SoFi or whatever, but I think there's a lot of opportunity in that entire sector. I think it's looking quite positive. Now, what else is part of that? Well, Circle, Visa, Shopify, Amazon, anybody who has massive transaction volume where they handle the actual payment processing themselves, particularly. So look for the good companies, the high-value companies that give you an exposure to this, but they're still good businesses regardless. That's what I really look at. We have a great tool in our free community, it's called uh Better Stocks GPT, and you can find out sort of very quickly whether a company is good or not, just spits it out for you. Now, the good thing is that you now understand the concept. You're already ahead of 99% of people. Not so good news is that you're still gonna have to sit down and learn how to pick better stocks, b risk manage them, and what your actual overall strategy is and where you want to get to. And I think it's uh initially a hard thing to do and it becomes very easy after a little while. So, how do you overcome the initial hurdle? Well, the simplest thing to do is to learn from somebody who's done it before. And I would say that's in all aspects of life. You want to play a sport, you learn from somebody who's good at it, not from somebody who's watched a YouTube video on it, right? Just like uh, I think people hit this ball a bit like that, at least that's what the video said. That's not usually what your instructor says. Or if you're learning to swim, you don't talk to a guy who says, Well, I've read the book on swimming, so I think you should do the following. And then you actually want to learn from someone who can actually, you know, stay afloat in the water. It's the same thing with money. So if you're interested, if you're serious about your money in your portfolio, book a free strategy call with my team, feedexfriends.org slash freedom. And they'll walk you through what mentorship with us would look like. As I said, that's a six-month program or 12-month program, direct one-on-one access to our retired Wall Street bankers, and it'll it'll get you to another level of confidence and decision-making ability that you probably haven't seen yet. But anybody can get there. It isn't rocket science, it's a question of actually learning it. And then I put on here, you want to diversify different asset classes and jurisdictions. And I I think that's true for most people. I think having accounts in multiple countries is probably a good idea. Now, if you're an American, um, there are a little bit of some hurdles there that they've thrown in your path on purpose because they're like your tax money. And I'm not saying you should avoid taxation, by the way. I'm just saying you can legally open accounts in other countries, other jurisdictions that may not be affected by what's going on at home. And I do that. And I would do that. And you can just go on to, you know, any AI, uh, Gemini or ChatGPT or whatever, and talk to it about it. And um, I'm sure that'll register and and inform the IRS. That's coming next too, with uh digital uh IDs online. But no, for the moment, in all seriousness, I think that is a good thing to do. It removes some risk by having being in different different um jurisdictions. In terms of investing, yes, of course, you can buy European companies or Asian companies or whatever. But the challenge there is often, well, we understand that sector, their regulation, their taxes, what's going on, they're even less than than your home country. So there's some advantage of investing in your home country, plus the US has the greatest stock market in the world that has the largest pension funds, the largest banks, the largest hedge funds, and therefore there is the most money there. So all the money pours into those stock markets, and it's a bit of a self-fulfilling prophecy. You have a country that prints money, the money is gonna get invested. You have a government that runs an incredible deficit, that deficit gets spent on businesses who then report profits and bring it back to shareholders. So it's all set up for um the little guy to win. No, it's not. It's set up for those with lots of wealth to become even wealthier. And ultimately, your choice is just do you join them or do you like, you know, loot and murder them? I would not recommend the second path. I think it's a path to happiness. So really, I think just focus on how do you become wealthier? How do you become better equipped to manage your money and your present level of wealth so you can make better decisions and have better outcomes? And I hope here is that our little community here, um, as we are driving towards 400,000 subscribers per year end, um, is going to do its part because that's really our mission here. So if you got some value out of this, share it with a friend. It's not doom and gloom, this is not a you know conspiracy channel, it's just it's just the unadulterated truth, in my humble opinion. You may of course disagree with me. That's what the comment section is for. And click on the link in the description. Book your free strategy call feedexfriends.org/slash freedom. And I wish you a